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200310105 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this PUD <br />Rider. <br />(Seal) (Seal) <br />MARLIS CHARTIER - Borrower - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />(Mo7R (0008) Page 3 of 3 Form 3150 1/01 <br />C016116 12106G R 140 <br />