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200310125 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Y VOECKS - Borrower <br />.U"d&l 'Z& (Seal) <br />JUDITH A VOECKS - Borrower <br />_ (Seal) (Seal) <br />- Borrower - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />114- 4787 <br />-6(NE) (0005) LY214 Page 14 of 15 Form 3028 1101 <br />m <br />