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200309 &66 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Secur' Instrument and in an y� Rid xecuted by Borrower and recorded with it. <br />— BORROWER — RIS OPHER M. NICHOLS — DATE — <br />4:2 ,,, C- uu'A'-� "1 yu 03 <br />— BORROWER — JACI C. NICHOLS — DATE — <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mae UNIFORM INSTRUMENT Form 3028 1/01 <br />DOCUINE12 (Page 12 of 13 pages) <br />DOCUINEC.VTX 06/19/2002 <br />1 u ; <br />Y <br />