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Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JULY 21, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is BRADLEY H. KLINGMAN AND JILL C. KLINGMAN, HUSBAND <br />AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FIVE POINTS BANK <br />Lender is a COMMERCIAL BANK organized and existing under the <br />laws of NEBRASKA, Lender's address is 2009 N DIERS AVE <br />GRAND ISLAND, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is CENTRAL NATIONAL BANK <br />(E) "Note" means the promissory note signed by Borrower and dated JULY 21, 2003 <br />The Note states that Borrower owes Lender <br />ONE HUNDRED SIXTY THOUSAND AND 00 /100 <br />Dollars (U.S. $ 160,000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than AUGUST 1, 2018 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />oocUixet (Page 1 of 13 pages) <br />DOCUINEI.VTX 06/19/2002 <br />Form 3028 1 /01 <br />I <br />m <br />nn <br />a <br />n <br />M CA <br />C <br />Z <br />_ <br />�.�' <br />�, v) <br />I <br />0 �J <br />v <br />n <br />= <br />0 o <br />�, - <br />T � <br />,..,. <br />n <br />N N <br />�J <br />` `` <br />r <br />m <br />0 c��D <br />co <br />0 <br />M <br />2; <br />Q <br />cn <br />M <br />CD <br />n <br />3 <br />CAfter <br />Recording Return To: <br />cn <br />, v <br />rU CD <br />200309721 <br />� <br />CM <br />N <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />KLINGMAN <br />LOAN NUMBER: <br />5PT30430 <br />PARCEL NUMBER: <br />400207028 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JULY 21, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is BRADLEY H. KLINGMAN AND JILL C. KLINGMAN, HUSBAND <br />AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FIVE POINTS BANK <br />Lender is a COMMERCIAL BANK organized and existing under the <br />laws of NEBRASKA, Lender's address is 2009 N DIERS AVE <br />GRAND ISLAND, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is CENTRAL NATIONAL BANK <br />(E) "Note" means the promissory note signed by Borrower and dated JULY 21, 2003 <br />The Note states that Borrower owes Lender <br />ONE HUNDRED SIXTY THOUSAND AND 00 /100 <br />Dollars (U.S. $ 160,000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than AUGUST 1, 2018 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />oocUixet (Page 1 of 13 pages) <br />DOCUINEI.VTX 06/19/2002 <br />Form 3028 1 /01 <br />I <br />