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2005092'75 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />C�lc� <br />A; <br />(Seal) <br />MELINDA L DOWTY - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall <br />The foregoing instrument was acknowledged before me this 16th <br />by MELINDA L DOWTY <br />No y Public <br />__ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />__ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />County ss: <br />day of September 2005 , <br />My Commission Expires: <br />GENERAI. NOTARY- State of Nebm!, <br />JACALYN A AYOU B <br />My Comm. E* �`vip <br />MARINE) (0407) Page 8 of 8 <br />