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200509262 <br />By signing below, Borrower accepts this Mortgage Insurance Rider and agrees that it amends and <br />supplements the Security Instrument. <br />c� �.� <br />(Seal) IIM'=RLY (Seal) <br />DAVID A KOELZER - Borrower K OELZER - Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />229946 <br />=v 11 R (0004) Page 3 of 3 Farm 3160 4/00 <br />