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200509224 <br />Loan Number: 791004229 Servicing Number: 001858624 -8 Date: 09/09/05 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />- Jar <br />_(Seal) <br />KENNETH FREIDT <br />(Seal) (Seal) <br />C�L-uzi 6 <br />(Seal) (Seal) <br />L SA L FREIDT <br />MULTISTATE ADJUSTABLE. RATE RIDER -LIBOR INDEX -Single Family <br />Page 3 of 3 USR10023 (02- 23 -99) <br />