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DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 16th, 2005 , <br />together with all Riders to this document. <br />(B) "Borrower" is CONSTANCE K SWANSON- KERSTEN, a /k /a CONSTANCE KAY SWANSON, A <br />MARRIED PERSON, and also being signed by MARK E KERSTEN, HER SPOUSE <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />40-6(NE) (0407).01 <br />iv <br />Page 1 of 15 Initials: <br />VMP Mortgage Solutions, Inc. (800)521 -7291 <br />C M cn <br />= <br />F�'1 <br />z a <br />n <br />- <br />C� c, ; <br />N � <br />rn > <br />— 7� <br />(.,r1 ... <br />of <br />Cn <br />Return To: <br />Home Federal Savings <br />and Loan Association of Grand <br />Island <br />221 South Locust St <br />Grand Island, NE 68801 <br />Prepared By: <br />Cam, <br />Home Federal Savings <br />and Loan Association of Grand <br />Island�� <br />221 South Locust St <br />Grand Island, NE 8801 <br />Above This Line For Recording Data] <br />- <br />- <br />[Space <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 16th, 2005 , <br />together with all Riders to this document. <br />(B) "Borrower" is CONSTANCE K SWANSON- KERSTEN, a /k /a CONSTANCE KAY SWANSON, A <br />MARRIED PERSON, and also being signed by MARK E KERSTEN, HER SPOUSE <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />40-6(NE) (0407).01 <br />iv <br />Page 1 of 15 Initials: <br />VMP Mortgage Solutions, Inc. (800)521 -7291 <br />