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DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 14, 2005 , together <br />with all Riders to this document. <br />(B) 'Borrower" is CAROLYNNE C. LAFRENZ, A SINGLE PERSON <br />Borrower is the trustor under this Security Instrument. <br />(C) 'tender" is HAMILTON MORTGAGE COMPANY <br />Lender is a ARIZONA CORPORATION organized <br />and existing under the laws of ARIZONA <br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX, <br />ARIZONA 85004 <br />D 'Tru tee" is T�,TLE -Y_L �l �" iI&e 1- 1001A_ (`� C? <br />,]?d�R � l U��llr <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MFRS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MFRS. SEPTEMBER 14 2005 <br />(F) "Note" means the promissory note signed by Borrower and dated <br />The Note states that Borrower owes Lender FIFTY - -SEVEN THOUSAND AND 00/100 <br />Dollars (U.S. $ 57, 000. 0 0 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />OCTOBER 1, 2035 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(II) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />❑ <br />Adjustable Rate Rider <br />ER po as <br />Condominium Rider ❑ Second Home Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ <br />1 -4 Family Rider <br />7 _ <br />Biweekly Payment Rider <br />M <br />..� <br />+� <br />-, <br />i + <br />r ri <br />_0 <br />CD <br />�- <br />Cn <br />c 3 <br />N <br />� <br />Mier Recording Return To: <br />ce <br />Cl) <br />._ <br />HPMf-L'ICN MYIG8GE CIVHlY, <br />.PN ARIZCiJ�, C--FF=ICN <br />2700 NSA ] CF ITIAL AVENUE, <br />SUI'T'E 1500 <br />FR=, ARIZC%]A 85004 <br />Lcan NLrber.: 0000529894 <br />[Space Above This tine For Recording Data] <br />DEED OF TRUST <br />MIN: 1001.993- 0000529894 <br />-1 <br />, <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 14, 2005 , together <br />with all Riders to this document. <br />(B) 'Borrower" is CAROLYNNE C. LAFRENZ, A SINGLE PERSON <br />Borrower is the trustor under this Security Instrument. <br />(C) 'tender" is HAMILTON MORTGAGE COMPANY <br />Lender is a ARIZONA CORPORATION organized <br />and existing under the laws of ARIZONA <br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX, <br />ARIZONA 85004 <br />D 'Tru tee" is T�,TLE -Y_L �l �" iI&e 1- 1001A_ (`� C? <br />,]?d�R � l U��llr <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MFRS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MFRS. SEPTEMBER 14 2005 <br />(F) "Note" means the promissory note signed by Borrower and dated <br />The Note states that Borrower owes Lender FIFTY - -SEVEN THOUSAND AND 00/100 <br />Dollars (U.S. $ 57, 000. 0 0 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />OCTOBER 1, 2035 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(II) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider ❑ Second Home Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial <br />opinions. <br />N ®R4SKA— Single Family— Fannie Meet / reddie Mac UNIFORM INSTRUMBVT - MERS DocMagicQk = 800- 649 -1362 <br />Form 3028 1/01 Page 1 of 10 WWn'•6—cam <br />