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200509076 <br />BY SIGHTING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this Adjustable Rate Rider. <br />B yifo er <br />i (Seal) <br />DENNIS A REISINGER <br />•ow <br />(iRACE F RET STN CER FKA GRACE ABVE <br />Borrower <br />Borrower <br />(Seal) <br />(Seal) <br />I IIIIII VIII VIII (IIII VIII VIII VIII VIII IIII IIII <br />33787404 <br />Page 3 of 3 NE- 204MBOS <br />