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200509009 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />CRESENCIO GUTIERREZ - Borrower <br />AKA CRESCENCIO GUTIERREZ <br />AKA QRESENCIO G HERNANDEZ <br />Mary urmzrl 4.V },exre-2 <br />(Seal) <br />MARIA CARMEN GUTIERREZ - Borrower <br />AKA MARIA C GUTIERREZ <br />AKA MARIA CARMEN HERNANDEZ <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />229940 <br />(a -6(NE) (0005) Page 14 of 15 Form 3028 1/01 <br />