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200508965 Lender is a Federal Savings Bank organized and existing under t e laws of United States of America . Lender's address is 155 North Lake Avenue, 1 Pasadena, CA 91101 (D) "Trustee" is First American Title Insurance Cmpany i (E) "MERS" is Mortgage Electronic Registration Systems, lac. MERS is a separate corporation that is actingl solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary udder this Security ument. MFRS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. ox 2026, Flint, M1 48501 -2026, tel. (888) 679 -MERS. i "Note" t 11, 2005 (Fj Note means the promissory note signed by Borrower and dated � � The Note states that Borrower owes Lender ninety six tbousand eight hundred and 10110 the Dollars (U.S. $ 96,800 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in not later than September 1, 2035 (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Propcity." "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due (under the Note, and all sums due under this Security instrument, plus interest. (1) "Riders" means all Riders to this Security 1aastlument that are executed by Borrower. The following R+rs are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium. Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Raider ❑ Biweekly Payment Rider j ❑ 1 -4 Family Rider ❑ Revocable Trust Rider ® Other(s) [specify] Fixed /Adjustable Rate LIBOR. Rider (J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial o inions. (K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other c ges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organisation. (L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by cheep, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or mal netic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is i of limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire tran ifers, and automated clearinghouse transfers. M "Escrovr Items" means those items that are described in Section 3. (1) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, T.tian No: 121760344 Nebraska Deed of Trust - Single Family- Fanale IV[ae/Freddie Mac UNIFORM INSI'RUM 4T —TIiE COMPLIANCE SOURCE, INC.— Page 2 of 13 wwwaxwHaneeeavice.mm MER5 Modified 02000, n m 13026 01/01 14MINE 06/00 met source. Inc.