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200508965 <br />ADDENDUM TO FIXED /ADJUSTABLE RATE RIDER <br />(Subprime) <br />Loan #: 1217403 4 <br />THIS ADDENDUM to the Fixed /Adjustable Rate Rider is made this 11th day f <br />Augmt, 2005 , and is incorporated into and shall be deemed to amend ar d <br />supplement the Mortgage, Deed of Trust, or Deed to Secure Debt (the "Security Instrument') <br />and Fixed /Adjustable Rate Rider of the some date given by the undersigned (the "Borrower') <br />to secure Borrower's Note to TrldyMac Bank, F.S.B., a federally cbartered <br />savings batik <br />(the "Lender ") of the same date and covering the property described in the $sour! y <br />Instrument and located at: I <br />716 S Blain Street, Grand Island, NE 68803 <br />I <br />WraperW Address] <br />i <br />ADDITIONAL COVENANTS. In Addition to the covenants and agreements made in tf�a <br />Security Instrument, Borrower and lender further covenant and agree as follows: <br />I <br />1. Section 4(D) of the Fixed /Adjustable Rate Rider is modified as follows: <br />I <br />The interest rate I am required to pay at the first Change Date will not be greater th in <br />9.750 % or less than 5.750 %. Thereafter, my interest ra e <br />will never be increased or decreased on any single change Date by more thi in <br />one and NO /1000ths percentage points) ( 1.000 ) <br />from the rate of interest I have been paying for the preceding 6 months. My inters t <br />rate will never be greater than 12.750 % or less then 5.750 4b. <br />,scBank 111�1��11111�111�1�11��111111111111 till 11111111111 <br />Subprime ARM Addendum to Rxed /AdJusabb Rate Rider <br />Mukh" e <br />Page 1 of 2 10 6 <br />8480348 (0112) VMP MORTGAGE FORMS - (800)521 -7291 12/t1 <br />/,;OL,/ <br />