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20050890 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- -- (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />JU TIN D GRAYBILL AO - Borrower <br />V_S�t" <br />(Seal) <br />SARA S GRAYBILL - Borrower <br />AKA SARA GRAYBILL <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />-- (Seal) <br />- Borrower <br />40-6(NE) (0407).01 Page 14 of 15 Form 3028 1 /01 <br />