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200508902 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />1n � <br />71 l t.' ' _. odoee Dual) <br />WILLIAM B DOWSE - Borrower <br />j .(y&.,, --- - (Seal) <br />LOIS I DOWSE - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(M 6(NE) poo5) Page 14 of 15 Form 3028 1/01 <br />