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200508893 <br />BY SIGNIN BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Secur' Ins ent and in an Rider e t by Borrower and recorded with it. wok q r- ! --cs <br />- Borrower - Terri bvfin' JIekae11 - Ute - <br />NEBRASKA -- Single Family-- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />nocUiNE12 (Page 12 of 13 pages) <br />DOCVINEC.VTX 06/19/2002 <br />