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20050881/ <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />` (Seal) <br />JACK EE FRAM EN JR - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Witness: <br />Witness: <br />'EN -Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT DOCjjftk 800- 649 -1362 <br />Form 3028 1/01 Page 10 of 11 www.docmagic.com <br />N0028.dot.10.tem 1111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111 <br />