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20050879'7 <br />J) _Application of Payments. Unless otherwise required by law, sums paid to Lender <br />hereunder, including, without limitation, payments of principal and interest, insurance <br />proceeds, condemnation proceeds and rents and profits, shall be applied by Lender to <br />the amounts due and owing from Trustor and Borrower in such order as Lender in its <br />sole discretion deems desirable. <br />k) Severability. If any provision of this Deed of Trust conflicts with applicable law or is <br />declared invalid or otherwise unenforceable, such conflict or invalidity shall not <br />affect the other provisions of this Deed of Trust or the Note which can be given effect <br />without the conflicting provision, and to this end, the provisions of this Deed of Trust <br />and the Note are declared to be severable. <br />1) Terms. The terms " Trustor" and "Borrower" shall include both singular and plural, <br />and when the Trustor and Borrower are the same person(s), those terms as used in <br />this Deed of Trust shall be interchangeable. <br />m) Governing Law. This Deed of Trust shall be governed by the laws of the State of <br />Nebraska. <br />Trustor has executed this Construction Security Agreement Deed of Trust as of the date <br />written above. <br />By: By: C�...C:. <br />Timothy R. O'Neill Miki S. O'Neill <br />By: By: <br />By: By: <br />STATE OF NEBRASKA <br />(ss: <br />COUNTY OF HALL_) <br />The forgoing Deed of Trust was acknowledged before me this 30TH day of AUGUST, 2005 <br />by TIMOTHY R. O'NEILL AND MIKI S. O'NEILL. HUSBAND AND WIFE_ <br />QV!QMML OTARY • State of Nebraska <br />BRUMMUND <br />MM. 6m. Dec. z4, zoos Notary Public <br />My commission expires: d>e e-q, zLx�b <br />O 'Neill DOT.doc 6 of 6 <br />