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r <br />200508704 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Wimesses: <br />C� z� (Seal) <br />-Borrower <br />David F. Pvchler <br />(Sign Original Only) <br />002002835882 <br />40 -6(NE) (0407) Page 14 of 15 Form 3028 1101 <br />CitiMortgage 2.9.0.17 V2 <br />