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<br />..- . After Recording Return To:
<br />HPIv1I=CN KMGna Q 'PNY, AN ARIA CMUNICN
<br />2700 N_-I�I'H C REFVA ., AVENUE, SUITE 1500
<br />P[LR\flX, ARIQR 85004
<br />Lcen Number: 0000529606
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MIN:1001993- 0000529606 -9
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated AUGUST 23, 2005 , together
<br />with all Riders to this document.
<br />(B? "Rnrrower" is MATTHEW E. RICHTER AND SHANNON RICHTER, HUSBAND AND
<br />14IFE, AS JOINT TENANTS
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HAMILTON MORTGAGE COMPANY
<br />Lender is a .ARIZONA CORPORATION organized
<br />and existing under the laws of ARIZONA
<br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX,
<br />ARIZONA 85004
<br />(D ) 'Trustee" is X3EMX)US XXKNXXX FIRST AMERICAN TITLE INSURANCE COMPANY
<br />123 NORTH LOCUST, GRAND ISLAND, NEBRASKA 68801
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the benelficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tcl. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by .Borrower and dated AUGUST 23, 2005
<br />The Note states that Borrower owes Lender NINETY —SIX THOUSAND AND 00/100
<br />Dollars (U.S. $ 96, 000. 0 0 ) plus interest.
<br />Borrower has promised to ay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />SEPTEMBER 1, 20T5
<br />(G) 'Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" mews the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Ridcrs are
<br />to be executed by Borrower [check box as applicable]:
<br />® Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ® Othcr(s) [specify]
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider PREPAYMENT RIDER TO
<br />SECURITY INST
<br />(,I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial
<br />opinions.
<br />NEBRASKA —Single Family— Fannie MaelFreddie Mac UNIFORM INSTRUMENT - MERS oocftgiceUc-�vm, 800 -649 -1362
<br />Form 3028 1/01 Pagel of 10 www.dm7layacorn
<br />Nei( mzd 1. tern d 6or,, 5 37
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated AUGUST 23, 2005 , together
<br />with all Riders to this document.
<br />(B? "Rnrrower" is MATTHEW E. RICHTER AND SHANNON RICHTER, HUSBAND AND
<br />14IFE, AS JOINT TENANTS
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HAMILTON MORTGAGE COMPANY
<br />Lender is a .ARIZONA CORPORATION organized
<br />and existing under the laws of ARIZONA
<br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX,
<br />ARIZONA 85004
<br />(D ) 'Trustee" is X3EMX)US XXKNXXX FIRST AMERICAN TITLE INSURANCE COMPANY
<br />123 NORTH LOCUST, GRAND ISLAND, NEBRASKA 68801
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the benelficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tcl. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by .Borrower and dated AUGUST 23, 2005
<br />The Note states that Borrower owes Lender NINETY —SIX THOUSAND AND 00/100
<br />Dollars (U.S. $ 96, 000. 0 0 ) plus interest.
<br />Borrower has promised to ay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />SEPTEMBER 1, 20T5
<br />(G) 'Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" mews the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Ridcrs are
<br />to be executed by Borrower [check box as applicable]:
<br />® Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ® Othcr(s) [specify]
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider PREPAYMENT RIDER TO
<br />SECURITY INST
<br />(,I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial
<br />opinions.
<br />NEBRASKA —Single Family— Fannie MaelFreddie Mac UNIFORM INSTRUMENT - MERS oocftgiceUc-�vm, 800 -649 -1362
<br />Form 3028 1/01 Pagel of 10 www.dm7layacorn
<br />Nei( mzd 1. tern d 6or,, 5 37
<br />
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