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200508532
<br />SECURITY FIRST BANK
<br />SECURITY FIRST BANK
<br />PO BOX 10
<br />COZAD, NE 69130
<br />Parcel/Tax ID #: 400074249
<br />1 -4 FAMILY RIDER
<br />(Assignment of Rents)
<br />Loan No: 550008315 MIN: 100010402023216751
<br />THIS 1 -4 FAMILY RIDER is made this 26th day of August, 2005 , and is
<br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security
<br />Deed (the "Security Instrument ") of the same date given by the undersigned (the "Borrower ") to secure
<br />Borrower's Note to
<br />SECURITY FIRST BANK, a CORPORATION
<br />(the "Lender ")
<br />of the same date and covering the Property described in the Security Instrument and located at:
<br />2504 W OKLAHOMA
<br />GRAND ISLAND, NE 68801
<br />(Property Address)
<br />1 -4 FAMILY COVENANTS. In addition to the covenants and agreements made in the Security
<br />Instrument, Borrower and Lender further covenant and agree as follows:
<br />A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. In addition to
<br />the Property described in Security Instrument, the following items now or hereafter attached to the
<br />Property to the extent they are fixtures are added to the Property description, and shall also constitute the
<br />Property covered by the Security Instrument: building materials, appliances and goods of every nature
<br />whatsoever now or hereafter located in, on, or used, or intended to be used in connection with the
<br />Property, including, but not limited to, those for the purposes of supplying or distributing heating,
<br />cooling, electricity, gas, water, air and light, fire prevention and extinguishing apparatus, security and
<br />access control apparatus, plumbing, bath tubs, water heaters, water closets, sinks, ranges, stoves,
<br />refrigerators, dishwashers, disposals, washers, dryers, awnings, storm windows, storm doors, screens,
<br />blinds, shades, curtains and curtain rods, attached mirrors, cabinets, paneling and attached floor
<br />coverings, all of which, including replacements and additions thereto, shall be deemed to be and remain a
<br />part of the Property covered by the Security Instrument. All of the foregoing together with the Property
<br />described in the Security Instrument (or the leasehold estate if the Security Instrument is on a leasehold)
<br />are referred to in this 1 -4 Family Rider and the Security Instrument as the "Property."
<br />B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower shall not seek, agree to or
<br />make a change in the use of the Property or its zoning classification, unless Lender has agreed in writing
<br />to the change. Borrower shall comply with all laws, ordinances, regulations and requirements of any
<br />governmental body applicable to the Property.
<br />C. SUBORDINA'T'E LIENS. Except as permitted by federal law, Borrower shall not allow any lien
<br />inferior to the Security Instrument to be perfected against the Property without Lender's prior written
<br />permission.
<br />D. RENT LOSS INSURANCE. Borrower shall maintain insurance against rent loss in addition to
<br />the other hazards for which insurance is required by Section 5.
<br />E. "BORROWER'S RIGHT TO REINSTATE" DELETED. Section 19 is deleted.
<br />F. BORROWER'S OCCUPANCY. Unless Lender and Borrower otherwise agree in writing,
<br />Section 6 concerning Borrower's occupancy of the Property is deleted.
<br />MULTISTATE 1 -4 FAMILY RIDER - Fannie Mae /Freddie Mac Uniform Instrument
<br />Form 3170 1101
<br />Laser Forms Inc. (800) 446 -3555
<br />LFI #FNMA3170 -L 1/01 Pagel of 2 Initials:
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