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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,
<br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in
<br />Section 16.
<br />(A) "Security Instrument" means this document, which is dated August 26, 2005
<br />together with all Riders to this document.
<br />(B) "Borrower" is
<br />ROBERT A WARREN AND DEBRA L WARREN, HUSBAND AND WIFE
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is SECURITY FIRST BANK
<br />Lender is a CORPORATION
<br />organized and existing under the laws of STATE OF NEBRASKA
<br />Lender's address is PO BOX 10
<br />COZAD, NE 69130
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is SECURITY FIRST BANK
<br />(E) "Note" means the promissory note signed by Borrower and dated August 26, 2005
<br />The Note states that Borrower owes Lender Ninety One Thousand Three Hundred Fifty DOLLARS and
<br />Zero CENTS
<br />Dollars (U.S. $ 91,350.00 ) plus interest. Borrower has promised to pay this debt in regular
<br />Periodic Payments and to pay the debt in full not later than September 1, 2025
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />[] Adjustable Rate Rider [] Condominium Rider 0 Second Home Rider
<br />Q Balloon Rider Q Planned Unit Development Rider Q 1 -4 Family Rider
<br />Q Biweekly Payment Rider 0 V.A. Rider
<br />Other(s) [specify]
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners association
<br />or similar organization.
<br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT
<br />Form 3028 1/01
<br />Laser Forms (8DO) 55
<br />LFI #FNMA3028 28 -L 1101 1 (A) (A) Pagel of 9 Initials:
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<br />After Recording Return To:
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<br />SECURITY FIRST BANKS
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<br />PO BOX 10
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<br />COZAD, NE 69130
<br />200508532
<br />[space Above
<br />This Line For Recording Data]
<br />Loan No: 550008315
<br />MIN: 100010402023216751
<br />DEED
<br />OF
<br />TRUST
<br />nnnrniirJnri01
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,
<br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in
<br />Section 16.
<br />(A) "Security Instrument" means this document, which is dated August 26, 2005
<br />together with all Riders to this document.
<br />(B) "Borrower" is
<br />ROBERT A WARREN AND DEBRA L WARREN, HUSBAND AND WIFE
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is SECURITY FIRST BANK
<br />Lender is a CORPORATION
<br />organized and existing under the laws of STATE OF NEBRASKA
<br />Lender's address is PO BOX 10
<br />COZAD, NE 69130
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is SECURITY FIRST BANK
<br />(E) "Note" means the promissory note signed by Borrower and dated August 26, 2005
<br />The Note states that Borrower owes Lender Ninety One Thousand Three Hundred Fifty DOLLARS and
<br />Zero CENTS
<br />Dollars (U.S. $ 91,350.00 ) plus interest. Borrower has promised to pay this debt in regular
<br />Periodic Payments and to pay the debt in full not later than September 1, 2025
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />[] Adjustable Rate Rider [] Condominium Rider 0 Second Home Rider
<br />Q Balloon Rider Q Planned Unit Development Rider Q 1 -4 Family Rider
<br />Q Biweekly Payment Rider 0 V.A. Rider
<br />Other(s) [specify]
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners association
<br />or similar organization.
<br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT
<br />Form 3028 1/01
<br />Laser Forms (8DO) 55
<br />LFI #FNMA3028 28 -L 1101 1 (A) (A) Pagel of 9 Initials:
<br />
|