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200508393 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(seal) <br />ALLAN W. SPARY r rrower <br />(Seal) <br />-Borrower <br />% GAYLE,k(. SPARY) <br />(Sign tYriginal Only) <br />002002922887 <br />-6A(Nq (0407) P" 14 m is Form 3026 1101 <br />CluMarigage 2.4.0.46 V1 <br />