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200508313 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this 1 -4 Family Rider. n <br />`- �•�` �- (Seal) .�9 �, (Seal) <br />SHERRY K LEN - Borrower JAMES C ALLEN JR - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />__.... (Seal) <br />- Borrower <br />__ (Seal) <br />- Borrower <br />` Z1.3W, <br />-57R (0411) Page 3 of 3 Form 3170 1/01 <br />