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2d©sa$227 19. GOVERNING LAW. This Deed of Trust shall be governed by the laws of the State of Nebraska. In the event that any provisions or clause of any of the Loan Instruments conflicts with applicable laws, such conflicts shall not affect other provisions of such Loan Instruments which can be given effect without the conflicting provision, and to this end the provisions of the Loan Instruments are declared to be severable. This instrument cannot be waived, changed, discharged or terminated orally, but only by an instrument in writing signed by the party against whom enforcement of any waiver, change, discharge or termination is sought. 20. TRUSTEE'S FEE. In the event of default, unless specifically waived in writing by Trustee, Trustor agrees to pay Trustee a fee equal to $50.00, or one -half (1--i) of one percent (1%) of the entire unpaid principal sum secured, whichever is greater, subject to the limits of Neb. Rev. Stat. §76- 1012, as amended. 21. RECONVEYANCE. Upon payment of all sums secured by this Security Instrument, Beneficiary shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Agreement to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. 22. REQUEST FOR NOTICES. Trustor requests that copies of the notices of default and sale be sent to Trustor's address which is the Property Address. Trustor further requests that copies of the notices of default and sale be sent to each person who is a party hereto at the address of such person set forth herein. 23. NOTICES. Any notice to Trustor provided for in this Security Instrument shall be given by delivering it or mailing it by first class mail unless applicable law requires use of another method. The notice shall be directed to the Property Address or any other address Trustor designates by notice to Beneficiary. Any notice to Beneficiary shall be given by first class mail to Beneficiary's address stated herein or any other address Beneficiary designates by notice to Trustor. Any notice provided for in this Security Instrument shall be deemed to have been given to Trustor or Beneficiary when given as provided in this paragraph. 24. ACCEPTANCE BY TRUSTEE. Trustee accepts this Trust when this Deed of Trust, duly executed and acknowledged, is made a public record as provided by law. IN WITNESS WHEREOF, Trustor has executed this Deed of Trust as of the day and year first above written. FAMOS CONSTRUCTION, INC., a corporation By : � .,fi4" -� STATE OF NEBRASKA ) SS COUNTY OF HALL ) The foregoing Deed of Trust was acknowledged before me on August A-61 2005, by Amos Anson, President of Famos Construction, Inc., a co d voluntary act and deed of said corporation. X 00�fRAi. NOTARY- State of Nebmft JUDY M. HAMMERMEISTER , e rn My Cemrn. Grp. Dec 25, Lary Public My Commission Expires: