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200508118 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />Kick D. REAMS - Borrower <br />(Seal) <br />- Borrower <br />Witnesses: <br />r 5ZJL�. ��e&-yv�o- (Seal) <br />ANN M. REAMS - Borrower <br />_(Seal) <br />- Borrower <br />NEBRASKA -- Single Fainily-- Fannie Mae/Freddie Mae UNIFORM INSTRUMENT Form 3028 1/01 (page 13 of 14 pages) <br />GV2023.HP <br />