After Recording Return To:
<br />FLAGSTAR BANK
<br />5151 CORPORATE DRIVE
<br />TROY, MI 48098
<br />FINAL DOCUMENTS, MAIL STOP W -530 -3
<br />V1 WBCD LOAN # 500784745
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<br />After Recording Return To:
<br />FLAGSTAR BANK
<br />5151 CORPORATE DRIVE
<br />TROY, MI 48098
<br />FINAL DOCUMENTS, MAIL STOP W -530 -3
<br />V1 WBCD LOAN # 500784745
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MIN 100052550078474516
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13,
<br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated AUGUST 17, 2005, together with
<br />all Riders to this document.
<br />(B) "Borrower" is BRIAN E SCHARDT and JULENE A SCHARDT Husband and Wife, AS JOINT TENANTS.
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is CAPITAL CITY MORTGAGE, INC.
<br />Lender is a CORPORATION
<br />under the laws of NEBRASKA.
<br />237 S 70TH ST, 105, LINCOLN, NE 68510.
<br />organized and existing
<br />Lender's address is
<br />(D) "Trustee" is T , OR TITLE INSURANCE COM?ANY
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as
<br />a nominee for Lender and Lender's successors and assigns. MERS lathe beneficiary under this Security Instrument.
<br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box
<br />2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated AUGUST 17, 2005. The Note
<br />states that Borrower owes Lender ******************ONE HUNDRED TWENTY TWO THOUSAND AND NO/ 100
<br />Dollars (U.S. $122,000.00 )
<br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later
<br />than SEPTEMBER 1, 2035.
<br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Farm 30281/01 Initials:
<br />0 1999.2004 Online Documents, Inc. Page 1 of 9 EEDE 0402
<br />08 -15 -2005 16:34
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<br />DEED OF TRUST
<br />MIN 100052550078474516
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13,
<br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated AUGUST 17, 2005, together with
<br />all Riders to this document.
<br />(B) "Borrower" is BRIAN E SCHARDT and JULENE A SCHARDT Husband and Wife, AS JOINT TENANTS.
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is CAPITAL CITY MORTGAGE, INC.
<br />Lender is a CORPORATION
<br />under the laws of NEBRASKA.
<br />237 S 70TH ST, 105, LINCOLN, NE 68510.
<br />organized and existing
<br />Lender's address is
<br />(D) "Trustee" is T , OR TITLE INSURANCE COM?ANY
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as
<br />a nominee for Lender and Lender's successors and assigns. MERS lathe beneficiary under this Security Instrument.
<br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box
<br />2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated AUGUST 17, 2005. The Note
<br />states that Borrower owes Lender ******************ONE HUNDRED TWENTY TWO THOUSAND AND NO/ 100
<br />Dollars (U.S. $122,000.00 )
<br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later
<br />than SEPTEMBER 1, 2035.
<br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Farm 30281/01 Initials:
<br />0 1999.2004 Online Documents, Inc. Page 1 of 9 EEDE 0402
<br />08 -15 -2005 16:34
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