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After Recording Return To: <br />FLAGSTAR BANK <br />5151 CORPORATE DRIVE <br />TROY, MI 48098 <br />FINAL DOCUMENTS, MAIL STOP W -530 -3 <br />V1 WBCD LOAN # 500784745 <br />[Space Above This Line For Recording Data] <br />� <br />n <br />M <br />�■ <br />¢} <br />Z <br />r) _ <br />N) <br />nY <br />- <br />= <br />V' <br />� <br />� <br />O <br />After Recording Return To: <br />FLAGSTAR BANK <br />5151 CORPORATE DRIVE <br />TROY, MI 48098 <br />FINAL DOCUMENTS, MAIL STOP W -530 -3 <br />V1 WBCD LOAN # 500784745 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN 100052550078474516 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, <br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated AUGUST 17, 2005, together with <br />all Riders to this document. <br />(B) "Borrower" is BRIAN E SCHARDT and JULENE A SCHARDT Husband and Wife, AS JOINT TENANTS. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is CAPITAL CITY MORTGAGE, INC. <br />Lender is a CORPORATION <br />under the laws of NEBRASKA. <br />237 S 70TH ST, 105, LINCOLN, NE 68510. <br />organized and existing <br />Lender's address is <br />(D) "Trustee" is T , OR TITLE INSURANCE COM?ANY <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as <br />a nominee for Lender and Lender's successors and assigns. MERS lathe beneficiary under this Security Instrument. <br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box <br />2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated AUGUST 17, 2005. The Note <br />states that Borrower owes Lender ******************ONE HUNDRED TWENTY TWO THOUSAND AND NO/ 100 <br />Dollars (U.S. $122,000.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than SEPTEMBER 1, 2035. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Farm 30281/01 Initials: <br />0 1999.2004 Online Documents, Inc. Page 1 of 9 EEDE 0402 <br />08 -15 -2005 16:34 <br />1... <br />r <br />co <br />' <br />9 <br />—3 <br />r <br />f I' <br />co <br />CAD <br />[>> <br />F- A r-1. <br />U? <br />C-n Z <br />U' <br />O <br />DEED OF TRUST <br />MIN 100052550078474516 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, <br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated AUGUST 17, 2005, together with <br />all Riders to this document. <br />(B) "Borrower" is BRIAN E SCHARDT and JULENE A SCHARDT Husband and Wife, AS JOINT TENANTS. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is CAPITAL CITY MORTGAGE, INC. <br />Lender is a CORPORATION <br />under the laws of NEBRASKA. <br />237 S 70TH ST, 105, LINCOLN, NE 68510. <br />organized and existing <br />Lender's address is <br />(D) "Trustee" is T , OR TITLE INSURANCE COM?ANY <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as <br />a nominee for Lender and Lender's successors and assigns. MERS lathe beneficiary under this Security Instrument. <br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box <br />2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated AUGUST 17, 2005. The Note <br />states that Borrower owes Lender ******************ONE HUNDRED TWENTY TWO THOUSAND AND NO/ 100 <br />Dollars (U.S. $122,000.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than SEPTEMBER 1, 2035. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Farm 30281/01 Initials: <br />0 1999.2004 Online Documents, Inc. Page 1 of 9 EEDE 0402 <br />08 -15 -2005 16:34 <br />