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200508102 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />RICRARD T SO JR - Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Witness: <br />�2L (Seal) <br />LISA D SOTO - Borrower <br />Witness: <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT DocMagic M 800. 649 -1362 <br />Form 3028 1/01 Page 10 of 11 www.docmagic.com <br />Ne3028. dot. 10.tem 11111111111111111111111111111111111111111111111111111111111111111111111 IM 111111111111111 <br />