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200508094 <br />19. GOVERNING LAW. This Deed of Trust shall be governed by the <br />laws of the State of Nebraska. In the event that any provisions or clause of <br />any of the Loan Instruments conflicts with applicable laws, such conflicts <br />shall not affect other provisions of such Loan Instruments which can be given <br />effect without the conflicting provision, and to this end the provisions of the <br />Loan Instruments are declared to be severable. This instrument cannot be <br />waived, changed, discharged or terminated orally, but only by an instrument in <br />writing signed by the party against whom enforcement of any waiver, change, <br />discharge or termination is sought. <br />20. TRUSTEE'S FEE. In the event of default, unless specifically <br />waived in writing by Trustee, Trustor agrees to pay Trustee a fee equal to <br />$50.00, or one -half ('s) of one percent (1%) of the entire unpaid principal sum <br />secured, whichever is greater, subject to the limits of Neb. Rev. Stat. §76- <br />1012, as amended. <br />21. RECONVEYANCE. Upon payment of all sums secured by this <br />Security Instrument, Beneficiary shall request Trustee to reconvey the Property <br />and shall surrender this Security Instrument and all notes evidencing debt <br />secured by this Security Agreement to Trustee. Trustee shall reconvey the <br />Property without warranty and without charge to the person or persons legally <br />entitled to it. Such person or persons shall pay any recordation costs. <br />22. REQUEST FOR NOTICES. Trustor requests that copies of the <br />notices of default and sale be sent to Trustor's address which is the Property <br />Address. Trustor further requests that copies of the notices of default and <br />sale be sent to each person who is a party hereto at the address of such person <br />set forth herein. <br />23. NOTICES. Any notice to Trustor provided for in this Security <br />Instrument shall be given by delivering it or mailing it by first class mail <br />unless applicable law requires use of another method. The notice shall be <br />directed to the Property Address or any other address Trustor designates by <br />notice to Beneficiary. Any notice to Beneficiary shall be given by first class <br />mail to Beneficiary's address stated herein or any other address Beneficiary <br />designates by notice to Trustor. Any notice provided for in this Security <br />Instrument shall be deemed to have been given to Trustor or Beneficiary when <br />given as provided in this paragraph. <br />24. ACCEP'T'ANCE BY TRUSTEE. 'T'rustee accepts this Trust when this <br />Deed of Trust, duly executed and acknowledged, is made a public record as <br />provided by law. <br />IN WITNESS WHEREOF, Trustor has executed this Deed of Trust as of <br />the day and year first above writt;0�_ <br />Douglas Bo sen <br />Angela Boer n <br />STATE OF NEBRASKA ) <br />SS <br />COUNTY OF - <br />) <br />The foregoing Deed of Trust was acknowledged before me on August <br />2005, by Douglas Boersen and Angela Boersen, husband and wife, as their <br />free and voluntary act and deed. <br />GENFjiAt. NOTARY - State of Nebra&Ita <br />JUDY M. HAMMERMEISTFA <br />My Comm. W. Dec. 25, 2Q08 o t a r y Pub.l i s <br />My Commission Expires: <br />