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<br />After Recording Return To:
<br />HAMILTON MORTGAGE COMPANY
<br />2700 NORTH CENTRAL AVENUE, SUITE 1500
<br />PHOENIX, ARIZONA 85004
<br />Loan Number: 00005 -24671
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MIN: 1.001993- 0000524 671 -8
<br />DEFINITIONS
<br />Adjustable Rate Rider
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<br />Condominium Rider
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<br />PREPAYMENT RIDER TO
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<br />After Recording Return To:
<br />HAMILTON MORTGAGE COMPANY
<br />2700 NORTH CENTRAL AVENUE, SUITE 1500
<br />PHOENIX, ARIZONA 85004
<br />Loan Number: 00005 -24671
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MIN: 1.001993- 0000524 671 -8
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated FEBRUARY 23, 2005 , together
<br />with all Riders to this document.
<br />(B) 'Borrower" is KENNETH W. HOBAN AND JANET B. HOBAN, HUSBAND AND
<br />WIFE
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HAMILTON MORTGAGE COMPANY
<br />Lender is a ARIZONA CORPORATION organized
<br />acid existing under the laws of ARIZONA
<br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX,
<br />ARIZONA 85004
<br />C°
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MFRS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, to]. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated FEBRUARY 23, 2005
<br />The Note states that Borrower owes Lender FIFTY —FOUR THOUSAND FTVE HUNDRED AND
<br />00/100 Dollars (U. S. $ 54 , 5 0 0.0 0 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />MARCH 1, 2020
<br />(G) ".Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" mewls the debt evidenced by tbeNotc, plus interest, any prepayment charges and late charges due under
<br />the Note, and all surns due under this Security Instrument, plus interest.
<br />(I) 'Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders arc
<br />to be executed by Borrower [check box as applicable I:
<br />❑
<br />Adjustable Rate Rider
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<br />Condominium Rider
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<br />Balloon Rider
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<br />SECURITY INST
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated FEBRUARY 23, 2005 , together
<br />with all Riders to this document.
<br />(B) 'Borrower" is KENNETH W. HOBAN AND JANET B. HOBAN, HUSBAND AND
<br />WIFE
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HAMILTON MORTGAGE COMPANY
<br />Lender is a ARIZONA CORPORATION organized
<br />acid existing under the laws of ARIZONA
<br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX,
<br />ARIZONA 85004
<br />C°
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MFRS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, to]. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated FEBRUARY 23, 2005
<br />The Note states that Borrower owes Lender FIFTY —FOUR THOUSAND FTVE HUNDRED AND
<br />00/100 Dollars (U. S. $ 54 , 5 0 0.0 0 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />MARCH 1, 2020
<br />(G) ".Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" mewls the debt evidenced by tbeNotc, plus interest, any prepayment charges and late charges due under
<br />the Note, and all surns due under this Security Instrument, plus interest.
<br />(I) 'Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders arc
<br />to be executed by Borrower [check box as applicable I:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider
<br />❑ Second Home Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />® Other(s) [specify]
<br />❑
<br />1 -4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />PREPAYMENT RIDER TO
<br />SECURITY INST
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial
<br />opinions.
<br />NEBRASKA — Single Family— Fannie MaetFreddie Mac UNIFQRM INSTRUM13 T - MERS DocMagic4eUk At5 800 -649 -1362
<br />Form 3028 1/01 a of 10 www.abcmagrc.coin
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