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2005080 <br />51 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />(Seal) <br />CHARLES B MI ",- - -� - Borrower <br />(MQ822R (0008) <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />z� IZ� — (Seal) <br />LOUISE MILBY - Borrower <br />Page 4 of 4 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />229910 <br />Form 3111 1/01 <br />