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<br />American Mortgage Company
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<br />[Space Above This Line For Recording Data]
<br />ZUNIGA
<br />Loan Number 1100256586
<br />DEED OF TRUST
<br />Case Number 321- 2408163 -703
<br />MIN 100052200002565860
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on AUGUST 11, 2005, among the grantor, JOBA LUZ
<br />MENCIA ZUNIGA, A SINGLE WOMAN ( "Borrower "). The trustee is
<br />TTCOR TTTLE TNSTTRANC.F: C011PArjy,,,,,,,_,__ ( "Trustee "). The beneficiary is MORTGAGE
<br />ELECTRONIC REGISTRATION SYSTEMS, INC. ( "MERS ") (SOLELY AS NOMINEE FOR LENDER, AS
<br />HEREINAFTER DEFINED, AND LENDER'S SUCCESSORS AND ASSIGNS). MFRS IS ORGANIZED AND
<br />EXISTING UNDER THE LAWS OF DELAWARE, AND HAS AN ADDRESS AND TELEPHONE NUMBER OF
<br />POST OFFICE BOX 2026, FLINT, MICHIGAN 48501 -2026, TELEPHONE (888)679 -MERS. FRANKLIN
<br />AMERICAN MORTGAGE COMPANY, a corporation organized and existing under the laws of TENNESSEE, and whose
<br />address is 501 CORPORATE CENTRE DRIVE, SUITE 400, FRANKLIN, TENNESSEE 37067 ( "Lender "). Borrower
<br />owes Lender the principal sum of SEVENTY -THREE THOUSAND EIGHTY AND 00 /100ths Dollars
<br />(U.S.$73,080.00). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "),
<br />which provides for monthly payments, with the full debt, if not paid earlier, due and payable on SEPTEMBER 1, 2035.
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all
<br />renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under
<br />Paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and
<br />agreements under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the
<br />trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described
<br />property located in HALL County, Nebraska:
<br />LOT TEN (10), HOUGHKIRK SUBDIVISION, IN THE CITY OF GRAND ISLAND, HALL
<br />COUNTY, NEBRASKA EXCEPTING THEREFROM A TRACT OF LAND MORE PARTICULARLY
<br />DESCRIBED IN WARRANTY DEED RECORDED AS DOCUMENT NO. 95- 102886
<br />which has the address of 1216 WARREN LANE, GRAND ISLAND
<br />Nebraska 68801 [Zip Code] ( "Property Address ");
<br />[Street, City] ,
<br />GV2171 -1 (696) Page 1 of 7 FHA Nebraska Deed of Trust
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