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<br />Tennessee 37067
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on AUGUST 8, 2005, among the grantor, JAMES C.
<br />SMITH and CATHERINE L. SMITH ( "Borrower "). The trustee is
<br />, TICOR TITLE INSURANCE COMPANY ( "Trustee "). The beneficiary is MORTGAGE
<br />.ELECTRONIC REGISTRATION SYSTEMS, INC. ( "MERS ") (SOLELY AS NOMINEE FOR LENDER, AS
<br />HEREINAFTER DEFINED, AND LENDER'S SUCCESSORS AND ASSIGNS). MERS IS ORGANIZED AND
<br />EXISTING UNDER THE LAWS OF DELAWARE, AND HAS AN ADDRESS AND TELEPHONE NUMBER OF
<br />POST OFFICE BOX 2026, FLINT, MICHIGAN 48501 -2026, TELEPHONE (888)679 -MERS. FRANKLIN
<br />AMERICAN MORTGAGE COMPANY, a corporation organized and existing under the laws of TENNESSEE, and whose
<br />address is 501 CORPORATE CENTRE DRIVE, SUITE 400, FRANKLIN, TENNESSEE 37067 ( "Lender "). Borrower
<br />owes Lender the principal sum of ONE HUNDRED FIFTY -THREE THOUSAND SEVEN HUNDRED
<br />EIGHTY -FOUR AND 00 /100ths Dollars (U.S.$153,784.00). This debt is evidenced by Borrower's note dated the same
<br />date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due
<br />and payable on SEPTEMBER 1, 2035. This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all
<br />other sums, with interest, advanced under Paragraph 7 to protect the security of this Security Instrument; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose,
<br />Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust,
<br />with power of sale, the following described property located in HALL County, Nebraska:
<br />LOT TWENTY (20), IN CAPITAL HEIGHTS SIXTH SUBDIVISION, IN THE CITY OF
<br />GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />which has the address of 2822 DALLAS AVENUE, GRAND ISLAND
<br />Nebraska 68803 [Zip Code] ( "Property Address ");
<br />GV2171 -1 (696) Page 1 of 7
<br />[Street. City] .
<br />FHA Nebraska Deed of Trust
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<br />[Space Above This Line For Recording Data]
<br />SMITH
<br />Loan Number 1100247971
<br />DEED OF TRUST
<br />Case Number 321-
<br />2404184 -703
<br />MIN 100052200002479716
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on AUGUST 8, 2005, among the grantor, JAMES C.
<br />SMITH and CATHERINE L. SMITH ( "Borrower "). The trustee is
<br />, TICOR TITLE INSURANCE COMPANY ( "Trustee "). The beneficiary is MORTGAGE
<br />.ELECTRONIC REGISTRATION SYSTEMS, INC. ( "MERS ") (SOLELY AS NOMINEE FOR LENDER, AS
<br />HEREINAFTER DEFINED, AND LENDER'S SUCCESSORS AND ASSIGNS). MERS IS ORGANIZED AND
<br />EXISTING UNDER THE LAWS OF DELAWARE, AND HAS AN ADDRESS AND TELEPHONE NUMBER OF
<br />POST OFFICE BOX 2026, FLINT, MICHIGAN 48501 -2026, TELEPHONE (888)679 -MERS. FRANKLIN
<br />AMERICAN MORTGAGE COMPANY, a corporation organized and existing under the laws of TENNESSEE, and whose
<br />address is 501 CORPORATE CENTRE DRIVE, SUITE 400, FRANKLIN, TENNESSEE 37067 ( "Lender "). Borrower
<br />owes Lender the principal sum of ONE HUNDRED FIFTY -THREE THOUSAND SEVEN HUNDRED
<br />EIGHTY -FOUR AND 00 /100ths Dollars (U.S.$153,784.00). This debt is evidenced by Borrower's note dated the same
<br />date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due
<br />and payable on SEPTEMBER 1, 2035. This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all
<br />other sums, with interest, advanced under Paragraph 7 to protect the security of this Security Instrument; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose,
<br />Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust,
<br />with power of sale, the following described property located in HALL County, Nebraska:
<br />LOT TWENTY (20), IN CAPITAL HEIGHTS SIXTH SUBDIVISION, IN THE CITY OF
<br />GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />which has the address of 2822 DALLAS AVENUE, GRAND ISLAND
<br />Nebraska 68803 [Zip Code] ( "Property Address ");
<br />GV2171 -1 (696) Page 1 of 7
<br />[Street. City] .
<br />FHA Nebraska Deed of Trust
<br />
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