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200507874 <br />W Following the occurrence of an Event of Default hereunder, and without regard to whether Lender <br />shall have taken possession of the Property or a receiver has been requested or appointed or any other right or <br />remedy of Lender has or may be exercised hereunder or under any other Loan Document, Lender shall have the <br />right (but no obligation) to conduct such investigations, studies, sampling and/or testing of the Property or any part <br />thereof as Lender may, in its discretion, determine to conduct, relative to Hazardous Materials. All costs and <br />expenses incurred in connection therewith including, without limitation, consultants' fees and disbursements and <br />laboratory fees, shall constitute a part of the Debt and shall, upon demand by Lender, be immediately due and <br />payable and shall bear interest at the Default Rate from the date so demanded by Lender until reimbursed. Borrower <br />shall, at its sole cost and expense, fully and expeditiously cooperate in all such investigations, studies, samplings <br />and/or testings including, without limitation, providing all relevant information and making knowledgeable people <br />available for interviews. <br />(j) Borrower represents and warrants that all paint and painted surfaces existing within the interior or <br />on the exterior of the Improvements are not flaking, peeling, cracking, blistering, or chipping, and do not contain <br />lead or are maintained in a condition that prevents exposure of young children to lead -based paint, as of the date <br />hereof, and that the current inspections, operation, and maintenance program at the Property with respect to lead - <br />based paint is consistent with FNMA guidelines and sufficient to ensure that all painted surfaces within the Property <br />shall be maintained in a condition that prevents exposure of tenants to lead -based paint. To Borrower's knowledge, <br />there have been no claims for adverse health effects from exposure on the Property to lead -based paint or requests <br />for the investigation, assessment or removal of lead -based paint at the Property. <br />(k) Borrower represents and warrants that except in accordance with all applicable Environmental <br />Statutes and as disclosed in the Environmental Report, (i) no underground treatment or storage tanks or pumps or <br />water, gas, or oil wells are or have been located about the Property, (ii) no PCBs or transformers, capacitors, ballasts <br />or other equipment that contain dielectric fluid containing PCBs are located about the Property, (iii) no insulating <br />material containing urea formaldehyde is located about the Property and (iv) no asbestos - containing material is <br />located about the Property. <br />Section 16.02, Environmental Indemnification. Borrower shall defend, indemnify and hold harmless the <br />Indemnified Parties for, from and against any claims, demands, penalties, Imes, liabilities, settlements, damages, <br />costs and expenses of whatever kind or nature, known or unknown, contingent or otherwise, whether incurred or <br />imposed within or outside the judicial process, including, without limitation, reasonable attorneys' and consultants' <br />fees and disbursements and investigations and laboratory fees arising out of, or in any way related to any <br />Environmental Problem, including without limitation: <br />(a) the presence, disposal, escape, seepage, leakage, spillage, discharge, emission, release or threat of <br />release of any Hazardous Materials in, on, over, under, from or affecting the Property or any part thereof whether or <br />not disclosed by the Environmental Report; <br />(b) any personal injury (including wrongful death, disease or other health condition related to or <br />caused by, in whole or in part, any Hazardous Materials) or property damage (real or personal) arising out of or <br />related to any Hazardous Materials in, on, over, under, from or affecting the Property or any part thereof whether or <br />not disclosed by the Environmental Report; <br />(c) any action, suit or proceeding brought or threatened, settlement reached, or order of any <br />Governmental Authority relating to such Hazardous Material whether or not disclosed by the Environmental Report; <br />and/or <br />(d) any violation of the provisions, covenants, representations or warranties of Section 16.01 hereof or <br />of any Legal Requirement which is based on or in any way related to any Hazardous Materials in, on, over, under, <br />from or affecting the Property or any part thereof including, without limitation, the cost of any work performed and <br />materials furnished in order to comply therewith whether or not disclosed by the Environmental Report. <br />GS7 <br />