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200507736 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this 1 -4 Family Rider. <br />i <br />(Seal) (Seal) <br />ELOY UR2BE - Borrower ORAL2A n ERIVES - Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />____ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />229905 <br />(� -57R (041 1) Page 3 of 3 Form 3170 1/01 <br />