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20050"7689 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />C..� (Seal) <br />(Seal) <br />) <br />CHAD R SMITH - Borrower AMANDA S SMITH - Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Witness: <br />State of Nebraska <br />County of 1T /`— �-'`Q►tl"J <br />Witness: <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />The foregoing instrument was acknowledged before me this <br />by CHAD R SMITH, AMANDA S SMITH <br />X RAL NOTARY - State of Nebralsa <br />JANICE K. BOEHLE <br />M Camm. Ex .March 27 2009 <br />(Seal) <br />Si ure of Person Takin A knowledgment <br />C 49 S e <br />Title <br />Serial Number, if any <br />My commission expires: 3 —,;z 7— 2,00 / <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DocMagicElk� 800. 649.1362 <br />Form 3028 1101 Page 10 of 10 www.docmagic.com <br />