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P <br />to <br />�ONO <br />V <br />00 <br />n <br />rn <br />n <br />n <br />M <br />-n <br />c <br />Z <br />n <br />2 <br />- After Recording Return To: <br />SUNSET MORTGAGE COMPANY, <br />3 DICKENSON DRIVE <br />CHADDS FORD, PENNSYLVANIA <br />Loan Number: 10010159 <br />r�rrt•' \ <br />n = <br />�t <br />rrt <br />co <br />LP 200507689 <br />19317 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN:1002303- 0010010159 -5 <br />DEFINITIONS <br />_.a <br />-7 <br />CID r� <br />CAD <br />A <br />Co Cn <br />U) <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated AUGUST 5, 2005 together <br />with all Riders to this document. <br />(B) "Borrower" is CHAD R SMITH AND AMANDA S SMITH <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is SUNSET MORTGAGE COMPANY, LP <br />Lender is a LIMITED PARTNERSHIP organized <br />and existing under the laws of PENNSYLVANIA <br />Lender's address is 3 DICKENSON DRIVE, CHADDS FORD, PENNSYLVANIA 19317 <br />(D) "Trustee" is CT CORPORATION SYSTEM, A NEBRASKA CORPORATION <br />301 SOUTH 13TH STREET, SUITE 500, LINCOLN, NEBRASKA 68508 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated AU GUST 5 , 2 0 0 5 <br />The Note states that Borrower owes Lender ONE HUNDRED TWELVE THOUSAND SEVEN <br />HUNDRED TWENTY AND 00/100 Dollars (U.S. $ 112, 720 . 00 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />AUGUST 1, 2035 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable] : <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider ❑ Second Home Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders ,(that have the effect of law) as well as all applicable final, non - appealable judicial <br />opinions. <br />L/ <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS Ox1Wagkd3 800. 649.1362 <br />Form 3028 1/01 Page 1 of 10 www.docmagic.com <br />CD <br />ry <br />CD <br />C.II <br />w <br />U� <br />r� <br />O <br />