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200507619 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />791003885 <br />(Seal) <br />LAWRENCE D. PALACZ - Borrower <br />U, ... 'z'6 atLul P_ Pa 1 (Seal) <br />ffK. ALA,fZ -Borrower <br />actli�e x�J� <br />- (Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />7/22/2005 <br />(M- 6A(NE) (0005(.01 Page 14 of 15 Form 3028 1/01 <br />