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<br />OWNIT MORTGAGE SOLUTIONS, INC. �T{1'L,L&ES0i1M LLA
<br />27349 AGOURA ROAD, SUITE 100 `(,E�(�AW
<br />AGOURA HILLS, CALIFORNIA 91301
<br />Loan Number: 4900953 �'INNE 0"44
<br />05011 (o 3zr
<br />[Space Above This Line For Recording Data]
<br />0»: 1 9ZV1 a101NI
<br />MIN:100224620000894413
<br />DEFINITIONS
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated JULY 29, 2005 together
<br />with all Riders to this document.
<br />(B) "Borrower" is MERLIN E. YODER, A SINGLE PERSON
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is OWNIT MORTGAGE SOLUTIONS, INC.
<br />Lender is a CALIFORNIA CORPORATION organized
<br />and existing under the laws of CALIFORNIA
<br />Lender's address is 27349 AGOURA ROAD, SUITE 100, AGOURA HILLS,
<br />CALIFORNIA 91301
<br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, Ml 98501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated JULY 2 9, 2 0 0 5
<br />The Note states that Borrower owes Lender SEVENTY -NINE THOUSAND SIX HUNDRED AND
<br />00/100 Dollars (U.S. $ 79, 6 0 0. 00 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />AUGUST 1, 2035
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(t) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ® Other(s) [specify]
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider ADDENDUM TO
<br />ADJUSTABLE RIDER
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial
<br />opinions.
<br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS D0cMagfa4W=Ci .cs Yod-49
<br />Form 3028 1/01 Page 1 of 10 www.docmagie.
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<br />2 GP . 200507 5���-tu�.
<br />OWNIT MORTGAGE SOLUTIONS, INC. �T{1'L,L&ES0i1M LLA
<br />27349 AGOURA ROAD, SUITE 100 `(,E�(�AW
<br />AGOURA HILLS, CALIFORNIA 91301
<br />Loan Number: 4900953 �'INNE 0"44
<br />05011 (o 3zr
<br />[Space Above This Line For Recording Data]
<br />0»: 1 9ZV1 a101NI
<br />MIN:100224620000894413
<br />DEFINITIONS
<br />C5 UY.
<br />C7 - -I
<br />C
<br />,T1
<br />C7 `7i
<br />C!)
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<br />xY
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated JULY 29, 2005 together
<br />with all Riders to this document.
<br />(B) "Borrower" is MERLIN E. YODER, A SINGLE PERSON
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is OWNIT MORTGAGE SOLUTIONS, INC.
<br />Lender is a CALIFORNIA CORPORATION organized
<br />and existing under the laws of CALIFORNIA
<br />Lender's address is 27349 AGOURA ROAD, SUITE 100, AGOURA HILLS,
<br />CALIFORNIA 91301
<br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, Ml 98501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated JULY 2 9, 2 0 0 5
<br />The Note states that Borrower owes Lender SEVENTY -NINE THOUSAND SIX HUNDRED AND
<br />00/100 Dollars (U.S. $ 79, 6 0 0. 00 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />AUGUST 1, 2035
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(t) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ® Other(s) [specify]
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider ADDENDUM TO
<br />ADJUSTABLE RIDER
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial
<br />opinions.
<br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS D0cMagfa4W=Ci .cs Yod-49
<br />Form 3028 1/01 Page 1 of 10 www.docmagie.
<br />Ne3028.nud.1.1ein
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<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial
<br />opinions.
<br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS D0cMagfa4W=Ci .cs Yod-49
<br />Form 3028 1/01 Page 1 of 10 www.docmagie.
<br />Ne3028.nud.1.1ein
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