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vl WBCD LOAN # 500780176 [Space Above This Line For Recording Data] DEED OF TRUST MIN 100417605007801765 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated JULY 27, 2005, together with all Riders to this document. (B) "Borrower" Is J RUZICKA Husband and Wife and JUDY R RUZICKA V�Vdlvt�MOi4(*Uo(I*WiUo(AA41AVJOHN sband and Wife, TENANTS IN COMMON. Borrower is the trustor under this Security Instrument. (C) "Lender" is EQUITABLE MORTGAGE CORD- BRANCH. Lender is a CORPORATION under the laws of MISSOURI. 13306 A ST, OMAHA, NE 68144. (D) "Trustee" i5 I organized and existing Lender's address is TICM. TITLE INSURANCE COMPANY (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS Is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated JULY 27, 2005. The Note states that Borrower owes Lender * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** *FORTY SIX THOUSAND AND NO /100 *************************** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** Dollars (U.S. $46,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than SEPTEMBER 1, 2020. NEBRASKA - single Family- Fannle Mae /Freddie Mao UNIFORM INSTRUMENT Form 30281/01 Initials: r ° ® 1999 -2004 Online Documents, Inc. Page 1 of 9 NEEDEEI , 2 07 -25 -2005 11:06 � rn n � n Z n =. _ 7c CD 0 a (r) y © 1 � C_ c� CO's 0). M N ' Cn � G7 C, -T1 O .:. �� rV b -n C� 1 � 2'� � 7 co A co After Recording Return To: FLAGSTAR BANK co co Z 5151 CORPORATE DRIVE TROY, MI 48098 FINAL DOCUMENTS, MAIL STOP W -530 -3 vl WBCD LOAN # 500780176 [Space Above This Line For Recording Data] DEED OF TRUST MIN 100417605007801765 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated JULY 27, 2005, together with all Riders to this document. (B) "Borrower" Is J RUZICKA Husband and Wife and JUDY R RUZICKA V�Vdlvt�MOi4(*Uo(I*WiUo(AA41AVJOHN sband and Wife, TENANTS IN COMMON. Borrower is the trustor under this Security Instrument. (C) "Lender" is EQUITABLE MORTGAGE CORD- BRANCH. Lender is a CORPORATION under the laws of MISSOURI. 13306 A ST, OMAHA, NE 68144. (D) "Trustee" i5 I organized and existing Lender's address is TICM. TITLE INSURANCE COMPANY (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS Is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated JULY 27, 2005. The Note states that Borrower owes Lender * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** *FORTY SIX THOUSAND AND NO /100 *************************** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** Dollars (U.S. $46,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than SEPTEMBER 1, 2020. NEBRASKA - single Family- Fannle Mae /Freddie Mao UNIFORM INSTRUMENT Form 30281/01 Initials: r ° ® 1999 -2004 Online Documents, Inc. Page 1 of 9 NEEDEEI , 2 07 -25 -2005 11:06