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20050'7445 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in s ecur n ument a in any Rider executed by Borrower and recorded with it. <br />- Borrower - Steven W B31avnev - Date -' <br />NEBRASKA — Single Family -- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINE12 (Page /2 of 13 pages) <br />D0CU1NEC.VTX 06/19/2002 <br />