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20050"7404 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this 1 -4 Family Rider, <br />4&tt (Seal) <br />ROBERT K MUIRHE Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />L �.___..._.._. (Seal) <br />IE R MUIRHEAD - Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />229890 <br />-57R (041 1) Page 3 of 3 Form 3170 1/01 <br />U <br />