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20050'7144 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any <br />Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, <br />Z?;- Z;Z� ;e,—,d Seal <br />rian P. Schardt - Borrower <br />At L D Seal <br />Libby D. ardt - Borrower <br />County ss: 11411 <br />The foregoing instrument was acknowledged before me this p&2)' day of �tt �y �pa�C by Brian P. <br />Schardt and Libby D. Schardt, husband and wife. <br />Witness my hand and notarial seal at (S r1t n d _T6 )Q j in said County, the date aforesaid. <br />My Commission Expires: <br />T <br />Notary Public <br />LGINERAL NOTARY -State of NeWaska _ <br />VICKI S GOETZ <br />My Comm. Exp)l" <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Page 7 of 7 <br />IDS, Inc. - (800) 554-1872 <br />Form 3028 1/01 <br />