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� "r'1 417 p <br />cri ~` 171 <br />C/) .�'.n C : � CD <br />C/) <br />w� r ,7 Cn <br />0 <br />C-D cr' <br />rya r7 <br />fter Recording Return To: co <br />Decision One Mortgage Company, LLC Q <br />6060 J.A. Jones Drive, Suite 1000 <br />Charlotte, North Carolina 28287 <br />[Space Above This Line For Recording Data] <br />Loan Number 2280050785020 <br />MIN: 100077910004354334 <br />DEED OF TRUST <br />CJ <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated JULY 21, 2005, together with all Riders to <br />this document. <br />(B) "Borrower" is RICKY MERLE DAVIDSON AND KATHY JEAN DAVIDSON, HUSBAND AND <br />WIFE. Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY <br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 6060 J.A. JONES <br />DRIVE, SUITE 1000, CHARLOTTE, NORTH CAROLINA 28287. <br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MFRS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of F.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated JULY 21, 2005. The Note states that <br />Borrower owes Lender SEVENTY -TWO THOUSAND AND 00/100ths Dollars (U.S.$72,000.00) plus <br />interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not <br />later than AUGUST 1, 2035. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br />NEBRASKA-Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 (page 1 of 13 pages) <br />I IIIII� VIII IIII (IIII VIII VIII VIII VIII VIII Iilll VIII VIII VIII VIII VIII VIII IIII IIII <br />