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200507078' <br />which a Prepayment penalty is allowed, then the Notc Holdcr's right to assess a <br />Prepayment penalty will be determined under applicable law. <br />If within TWENTY —FOUR ( 24 ) months from the date the Security <br />Instrument is executed I make a full Prepayment or one or more partial Prepayments, and <br />the total of all such Prepayments in any 12 -month period exceeds twenty percent (20 %) <br />of the original Principal amount of the loan, I will pay a Prepayment charge in an amount <br />equal to SIX ( 6 ) months' advance interest on the amount by which <br />the total of my Prepayments within any 12 -month period exceeds twenty percent (20 %) of <br />the original Principal amount of the loan. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />Rider. <br />od <br />��� <br />:� . <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />1.! I -i 1 I t��11 �, <br />37D W Borrower <br />• r <br />MULTISTATE PREPAYMB' T RIDER <br />6/03 Page 2 of 2 <br />u rr.pPE 2tem <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />JOM/L lc 800 -649 -1362 <br />www.dbarsg�-_oan <br />