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MIN:1001605- 0150282596 -2 <br />r <br />DEFINITIONS c <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JULY 20, 2 0 0 5 , together <br />with all Riders to this document. <br />(B) "Borrower" is KEN KOHLHOF AND MARY C KOHLHOF HUSBAND & WIFE, <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MORTGAGE EXPRESS, INC. <br />Lender is a NEBRASKA CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 7200 SOUTH 84TH STREET, LAVISTA , NEBRASKA 68128 <br />(D) "Trustee" is MICHAEL KIVETT, A NEBRASKA CORPORATION <br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated JULY 2 0, 2 0 0 5 <br />The Note states that Borrower owes Lender EIGHTY -THREE THOUSAND SEVEN HUNDRED AND <br />00/100 Dollars (U.S. $ 83, 700. 0 0 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />AUGUST 1, 2035 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />R "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(1) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider ❑ Second Home Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />.�N.. <br />-71 <br />c::) <br />U-1 .... <br />rrT <br />� <br />f 7 <br />U'7 <br />fter Recording <br />00 <br />Return To: <br />cr) <br />MORTGAGE EXPRESS, INC. <br />w <br />cn <br />ui Z <br />7200 SOUTH 84TH STREET <br />LAVISTA , NEBRASKA 68128 <br />Loan Number: IMC-0079844510 <br />[Space Above This Line <br />For Recording Data] <br />DEED OF <br />TRUST <br />MIN:1001605- 0150282596 -2 <br />r <br />DEFINITIONS c <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JULY 20, 2 0 0 5 , together <br />with all Riders to this document. <br />(B) "Borrower" is KEN KOHLHOF AND MARY C KOHLHOF HUSBAND & WIFE, <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MORTGAGE EXPRESS, INC. <br />Lender is a NEBRASKA CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 7200 SOUTH 84TH STREET, LAVISTA , NEBRASKA 68128 <br />(D) "Trustee" is MICHAEL KIVETT, A NEBRASKA CORPORATION <br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated JULY 2 0, 2 0 0 5 <br />The Note states that Borrower owes Lender EIGHTY -THREE THOUSAND SEVEN HUNDRED AND <br />00/100 Dollars (U.S. $ 83, 700. 0 0 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />AUGUST 1, 2035 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />R "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(1) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider ❑ Second Home Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial <br />opinions. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS D0cM8gk4WkXM90 800-649 -1362 <br />Form 302$ 1101 Page 1 of 10 www.docmagic.com <br />Ne3028.mzd.1.tem <br />