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								    MIN:1001605- 0150282596 -2 
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<br />DEFINITIONS c 
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. 
<br />(A) "Security Instrument" means this document, which is dated JULY 20, 2 0 0 5 , together 
<br />with all Riders to this document. 
<br />(B) "Borrower" is KEN KOHLHOF AND MARY C KOHLHOF HUSBAND & WIFE, 
<br />Borrower is the trustor under this Security Instrument. 
<br />(C) "Lender" is MORTGAGE EXPRESS, INC. 
<br />Lender is a NEBRASKA CORPORATION organized 
<br />and existing under the laws of NEBRASKA 
<br />Lender's address is 7200 SOUTH 84TH STREET, LAVISTA , NEBRASKA 68128 
<br />(D) "Trustee" is MICHAEL KIVETT, A NEBRASKA CORPORATION 
<br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting 
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security 
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number 
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. 
<br />(F) "Note" means the promissory note signed by Borrower and dated JULY 2 0, 2 0 0 5 
<br />The Note states that Borrower owes Lender EIGHTY -THREE THOUSAND SEVEN HUNDRED AND 
<br />00/100 Dollars (U.S. $ 83, 700. 0 0 ) plus interest. 
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than 
<br />AUGUST 1, 2035 
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." 
<br />R "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under 
<br />the Note, and all sums due under this Security Instrument, plus interest. 
<br />(1) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are 
<br />to be executed by Borrower [check box as applicable]: 
<br />❑ 
<br />Adjustable Rate Rider 
<br />❑ 
<br />Condominium Rider ❑ Second Home Rider 
<br />❑ 
<br />Balloon Rider 
<br />❑ 
<br />Planned Unit Development Rider ❑ Other(s) [specify] 
<br />❑ 
<br />1 -4 Family Rider 
<br />❑ 
<br />Biweekly Payment Rider 
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<br />Return To: 
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<br />MORTGAGE EXPRESS, INC. 
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<br />7200 SOUTH 84TH STREET 
<br />LAVISTA , NEBRASKA 68128 
<br />Loan Number: IMC-0079844510 
<br />[Space Above This Line 
<br />For Recording Data] 
<br />DEED OF 
<br />TRUST 
<br />MIN:1001605- 0150282596 -2 
<br />r 
<br />DEFINITIONS c 
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. 
<br />(A) "Security Instrument" means this document, which is dated JULY 20, 2 0 0 5 , together 
<br />with all Riders to this document. 
<br />(B) "Borrower" is KEN KOHLHOF AND MARY C KOHLHOF HUSBAND & WIFE, 
<br />Borrower is the trustor under this Security Instrument. 
<br />(C) "Lender" is MORTGAGE EXPRESS, INC. 
<br />Lender is a NEBRASKA CORPORATION organized 
<br />and existing under the laws of NEBRASKA 
<br />Lender's address is 7200 SOUTH 84TH STREET, LAVISTA , NEBRASKA 68128 
<br />(D) "Trustee" is MICHAEL KIVETT, A NEBRASKA CORPORATION 
<br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting 
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security 
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number 
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. 
<br />(F) "Note" means the promissory note signed by Borrower and dated JULY 2 0, 2 0 0 5 
<br />The Note states that Borrower owes Lender EIGHTY -THREE THOUSAND SEVEN HUNDRED AND 
<br />00/100 Dollars (U.S. $ 83, 700. 0 0 ) plus interest. 
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than 
<br />AUGUST 1, 2035 
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." 
<br />R "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under 
<br />the Note, and all sums due under this Security Instrument, plus interest. 
<br />(1) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are 
<br />to be executed by Borrower [check box as applicable]: 
<br />❑ 
<br />Adjustable Rate Rider 
<br />❑ 
<br />Condominium Rider ❑ Second Home Rider 
<br />❑ 
<br />Balloon Rider 
<br />❑ 
<br />Planned Unit Development Rider ❑ Other(s) [specify] 
<br />❑ 
<br />1 -4 Family Rider 
<br />❑ 
<br />Biweekly Payment Rider 
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and 
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial 
<br />opinions. 
<br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS D0cM8gk4WkXM90 800-649 -1362 
<br />Form 302$ 1101 Page 1 of 10 www.docmagic.com 
<br />Ne3028.mzd.1.tem 
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