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.fter Recording Return To: <br />Decision One Mortgage Company, LLC <br />6060 J.A. Jones Drive, Suite 1000 <br />Charlotte, North Carolina 28287 <br />DEFINITIONS <br />m <br />C7 C!: <br />r <br />C. <br />CZ: T1 <br />rQ <br />C <br />= <br />fV <br />r _ <br />m <br />(� <br />C <br />d -ry <br />C) <br />Co <br />C-n <br />rn <br />-73 <br />c:! <br />C=) <br />W <br />T <br />.fter Recording Return To: <br />Decision One Mortgage Company, LLC <br />6060 J.A. Jones Drive, Suite 1000 <br />Charlotte, North Carolina 28287 <br />DEFINITIONS <br />[Space Above This Line For Recording Data] <br />Loan Number 2280050781200 h <br />MIN: 100077910004290637 V( <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated JULY 18, 2005, together with all Riders to <br />this document. <br />(B) "Borrower" is SHAUN ADAMS AND SHERI ADAMS, HUSBAND AND WIFE. Borrower is the <br />trustor under this Security Instrument. <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY <br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 6060 J.A. JONES <br />DRIVE, SUITE 1000, CHARLOTTE, NORTH CAROLINA 282287. <br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated JULY 18, 2005. The Note states that <br />Borrower owes Lender ONE HUNDRED SIXTEEN THOUSAND AND 00 /100ths Dollars <br />(U.S.$116,000.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to <br />pay the debt in full not later than JULY 18, 2035. <br />(G) ".Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 (page I of 13 pages) <br />1 111111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 1111 IN <br />m <br />C7 C!: <br />C. <br />CZ: T1 <br />% ` <br />C <br />fV <br />r _ <br />(� <br />C <br />d -ry <br />C) <br />Co <br />C-n <br />rn <br />-73 <br />c:! <br />C=) <br />cn <br />r <br />�n <br />z <br />cn <br />G1 <br />[Space Above This Line For Recording Data] <br />Loan Number 2280050781200 h <br />MIN: 100077910004290637 V( <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated JULY 18, 2005, together with all Riders to <br />this document. <br />(B) "Borrower" is SHAUN ADAMS AND SHERI ADAMS, HUSBAND AND WIFE. Borrower is the <br />trustor under this Security Instrument. <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY <br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 6060 J.A. JONES <br />DRIVE, SUITE 1000, CHARLOTTE, NORTH CAROLINA 282287. <br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated JULY 18, 2005. The Note states that <br />Borrower owes Lender ONE HUNDRED SIXTEEN THOUSAND AND 00 /100ths Dollars <br />(U.S.$116,000.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to <br />pay the debt in full not later than JULY 18, 2035. <br />(G) ".Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 (page I of 13 pages) <br />1 111111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 1111 IN <br />