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[Space Above This Line For Recording Data] <br />I11440XI1a1111M 1I <br />DEFINITIONS <br />W <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider ❑ Second Home Rider <br />❑ <br />Balloon Rider <br />c <br />C=) r.,. <br />�■ : • <br />1 -4 Family Rider <br />z <br />z, <br />� <br />_ <br />M <br />>° <br />rT'7'�.� <br />LA <br />u5. <br />� <br />l� <br />CD <br />~� .ter Recording Return To: <br />Tr C37 <br />CD <br />---iERITAGE BANK <br />r <br />C77 <br />1333 N WEBB RD <br />GRAND ISLAND, NEBRASKA <br />68803 <br />Gr] <br />Loan Number: 77737 <br />[Space Above This Line For Recording Data] <br />I11440XI1a1111M 1I <br />DEFINITIONS <br />W <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JULY 19, 2005 , together <br />with all Riders to this document. <br />(B) 'Borrower" is TONY R JEWELL A SINGLE PERSON <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />bender is a NEBRASKA BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 1333 N WEBB RD, GRAND I S LAND , NEBRASKA 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is BANKFIRST 1371 26TH AVENUE COLUMBUS NE 68601 <br />(E) "Note" means the promissory note signed by Borrower and dated JULY 19, 2 0 0 5 <br />The Note states that Borrower owes Lender FIFTY-FOUR THOUSAND FIVE HUNDRED AND <br />00/100 Dollars (U.S. $ 54, 500 . 00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than AUGUST 1, 2035 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider ❑ Second Home Rider <br />❑ <br />Balloon Rider <br />❑ <br />C=) r.,. <br />❑ <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />_ <br />m <br />rT'7'�.� <br />v <br />Cfl <br />i.' <br />r nn, <br />Tr C37 <br />CD <br />01 C� <br />r <br />C77 <br />U7 a <br />Gr] <br />�1 <br />CD <br />Z <br />W <br />O <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JULY 19, 2005 , together <br />with all Riders to this document. <br />(B) 'Borrower" is TONY R JEWELL A SINGLE PERSON <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />bender is a NEBRASKA BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 1333 N WEBB RD, GRAND I S LAND , NEBRASKA 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is BANKFIRST 1371 26TH AVENUE COLUMBUS NE 68601 <br />(E) "Note" means the promissory note signed by Borrower and dated JULY 19, 2 0 0 5 <br />The Note states that Borrower owes Lender FIFTY-FOUR THOUSAND FIVE HUNDRED AND <br />00/100 Dollars (U.S. $ 54, 500 . 00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than AUGUST 1, 2035 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider ❑ Second Home Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial <br />opinions. <br />Q) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, <br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or <br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term <br />includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by <br />telephone, wire transfers, and automated clearinghouse transfers. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT DoClldagiC0� 800. 649.1362 <br />Form 3028 1 /01 Page 1 of 11 www.docmagic.com <br />NOW8.dot.I.= 11111111111111111111111111111111111111111111111 1111111111 111111 <br />