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200506673 <br />ADJUSTABLE RATE RIDER ADDENDUM <br />(Libor Index - Rate Caps) <br />This Adjustable Rate Rider Addendum is made this 15th day of duly 2005 <br />and is incorporated into and shall be deemed to amend and supplement the Promissory Note (the "Note ") and <br />Mortgage, Deed of Trust or Security Deed (the "Security Instrument ") and Adjustable Rate Rider (the <br />"Rider ") of the same date given by the undersigned (the "Borrower ") to secure repayment of Borrower's <br />Note to <br />New Century Mortgage Corporation <br />(the "Lender "). <br />Property securing repayment of the Note is described in the Security Instrument and located at: <br />4522 Calvin Dr, Grand Island, NE 68801 <br />(Property Address) <br />To the extent that the provisions of this Adjustable Rate Rider Addendum are inconsistent with the <br />provisions of the Note and/or Security Instrument and/or Rider, the provisions of this Addendum shall <br />prevail over and supersede any such inconsistent provisions of the Note and/or Security Instrument and/or <br />Rider. <br />In addition to the covenants and agreements made in the Note, Security Instrument, and Rider, Borrower and <br />Lender finther covenant and agree as follows: <br />4. (D) LIMITS ON INTEREST RATE CHANGES <br />The interest rate I am required to pay at the first change date will not be greater than <br />8.100 % or less than 6.600%. Thereafter, my interest rate <br />will never be increased or decreased on any single Change Date by more than <br />One And One -half percentage point(s) ( 1,500 %) from <br />the rate of interest I have been paying for the preceding 6 months. My interest rate will never be <br />greater than 13.600 % or less than 6.600%- <br />BY SIGNING BELOW, Borrower accepts and <br />Adjusta e ate Rider A dum. <br />Wesley T T aden <br />agrees to the terms and covenants contained in this <br />�1" z z �4 <br />Heather A Tjaden <br />NCMC <br />Adjustable Rate Rider Addendum 1002551438 <br />RE -102 (082296) Page 1 of 1 <br />