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200506533 <br />By signing below, Borrower accepts this Mortgage Insurance Rider and agrees that it amends and <br />supplements the Security Instrument. <br />KUR SP MS Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />(M-11R (0004) Page 3 of 3 <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />229874 <br />Form 3160 4/00 <br />